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Zotaveni
Hello TL Family. I made this course para sa mga traders na naipit, nasunog at down sobra yung port. Mga traders na nawawalan na pag asa. Bago ko e offer yung course na to I want you to understand something. I don’t get motivated by money. I have money and I’m satisfied na dun. I don’t get up in the morning and say. “Hmmm… paano kaya ako mgkakapera mula sa traders ngayon?” I made this course out of love. Lahat ng ginagawa namin sa TL are for free and for benefit ng members. I could sell this course but para saan? That doesn’t bring anything of value sa trading community.…
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Banks, Interest rates and Diskarteng malupit.
This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. Sa pagpili ng banko na paglalagyan mo ng savings iniisip mo ba ang interest rates? Malamang hindi. Ngayon turuan kita to pay close attention to its interest rates. When choosing a bank, do you pay close attention to its interest rates? While they seem to barely make any difference, interest rates are not insignificant at all—they’re a crucial part of banking, whether you’re saving or borrowing money. Ano ang interest rate sa savings account?An interest rate is…
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What’s the Difference Between a Credit Card and a Debit Card?
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What’s the Difference Between a Credit Card and a Debit Card?
This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. The key difference between a credit card and debit card lies on where the money used for payment is taken from. Credit card – ang pag gamit ng credit card ay pag utang ng pera sa banko para ipambili ng nais mo bilhin. May iba ibang limit ng pera na maximum mo na magamit ang bawat credit cards. Ang total na pera na pwede mo magamit ay nakadepende sa iyong credit card limit. So, dahil ito ay utang…
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Banks, Interest rates and Diskarteng malupit.
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Life Insurance Fun Facts
Do I need a Life Insurance? Hello my Traders Lounge Family! What motivated me to write this article is my fellow millennial who are trying their best to be financially responsible. Here, I will share my thought process why I decided to get a life insurance and some fun facts you need to know about life insurance. It was 2015 when my friend approached me if I’m interested to get a life insurance. I did not really know how it will benefit me then. What caught my attention is I can grow my money in just a span of few years. My financial adviser convinced me by when he told…
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Managing Personal Finance
Managing Personal Finance is written by one of the contributors of this blog. Everything written is based on personal views and experience where we can learn and relate from or share the same sentiments. Hello my TL family! In this article I will share my personal experience as someone who has an 8-5 job. I’m an average person. Far from being a millionaire. Just earning enough to provide for my personal needs and a little extra for my family. Save some and invest some. Let me share with you my personal journey from living YOLO (You Only Live Once) to becoming a financially responsible adult. SPEND MORE. SAVE LESS. If…
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PAG-IBIG Fund Multi-Purpose Loan
Do you have any immediate financial need? Any emergency that is in need of cash assistance? This article will guide you through the step by step process of how to avail the PAG-IBIG FUND Multi-Purpose Loan. The Pag-IBIG Fund Multi-Purpose Loan or MPL is a cash loan designed to help our members with any immediate financial need. A member can borrow up to 80% of their Pag-IBIG Regular Savings, and can be processed in as fast as 2 days! WHO MAY FILE/AVAIL? Any Pag-IBIG Fund member who satisfies the following requirements: 1. Has made at least 24 monthly membership savings (MS); A member who has withdrawn his MS due…
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Kung Pinoy Ka, Basahin Mo Ito
Third World Country Sa bansa natin para ka maka survive kailangan mo kumilos. Walang rasyon ng pagkain. Walang libre na pagpapagamot sa pangkalahatan. To survive pa lang yan. Kung gusto mo pa umasenso kailangan mo dumoble kilos! Pinoy/Pinay Kaya ako proud sa lahi natin kase despite sa mga challenges eh lumalaban tayo. Kahit grabe trapik pumapasok pa rin sa trabaho. Gumigising ng mas maaga. Nagtatrabaho sa ibang bansa titiisin ang pagod at pangungulila para lamang matulungan ang Pamilya. Bilib ako sa lahi natin kasi kahit napabilang tayo sa third world or developing countries eh we are surviving. Paano pa kaya kung yung bansa natin eh kasing lucky ng ibang bansa…
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How to Pay Bills, Goverment Contributions and Many More Using an App?
This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. Here is MONEYGMENT APP: https://moneygment.ph/ Pwede ninyo ma download sa app store. HOW TO REGISTER TO MONEYGMENT Download the Moneygment app from the Apple App Store or Google Play Store Open the app and tap the Register Now button. Enter your email address. Create a password and enter it twice on the app. Tap the Register button. Check your inbox for a verification link from Moneygment. Click on the link to verify your email address. Once you’ve…
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Savings vs. Current Account
This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. “Savings o current maam?” Yan lagi tinanatanong kapag nag swipe ka debit card mo sa SM or sa mga groceries stores. Ano ba kinaiba ng dalawa? Tara pag usapan natin. The most common and typically the first bank account that Filipinos open, a savings account is used to save money for meeting short-term or long-term financial needs, such as for investments, emergencies, and future purchases. On the other hand, a current account (also known as checking account)…
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Common Stock Trading Terms in the Philippines
If you’re a new trader in the Philippine Stock Market and have been to different groups/forums about stock trading, you might have encountered words/terms like FOMO, IPIT, Bodega, Tsupit, etc. said by different people. Like what? What are those? Are those terms important in trading? Here, I’ll share with you the meaning of the most common terms you’ll usually come across in your trading journey and some witty words that you’ll only hear uttered by traders in the Philippines. There you have it! I hope this list helps you understand a little more about trading in the Philippines. If you have more terms or “lingos” that we missed. Let us…
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Pandemic
For a few weeks now nag uusap usap kami ng mga mods at admins kung paano makahelp sa TL Family ngayong Pandemic. We think kasi na ito yung mga oras kung saan kahit little help lang would mean a lot. We came up with two ideas. One Sack of Rice (cash equivalent if malayo) Lahat ng TL Family member na nawalan ng work ngayong Pandemic kinuha namin name. We plan to give out one sack of rice or equivalent na pera if malayo sa bawat isa na nawalan work. Its not much but lahat ng yan ay galing sa sarili namin na pera. Nag ambag ambag kami. Di mo naman…
