• Blog

    What is Stock market?

    (Episode 3 here) Nagdadrive sina Kiko at Don Pepot gamit ang kanyang Ferrari na red papunta sa resort ni Don Pepot sa Batangas. Kiko: Senyor, sa tingin kp kailangan natin magpa gasolina. Di aabot gasolina natin. Don Pepot: Ok, hanap ka. Kiko: Ayun Senyor may gasoline station, liliko ko sasakyan. 5 Minutes Later… Kiko: Senyor, may nauna sa atin na tatlong sasakyan. Kailangan natin maghintay at pumila. Don Pepot: Hintay?Pila?Ano yang mga salita na yan?Di ko maintindihan yan. Wala sa bokabolaryo ko yan. Kiko: Ano gusto mo gawin natin Senyor? Labas ko ba machine gun sa likod at takutin sila? Don Pepot: Wag kang mapusok. Heto 50 Million. Bilhin mo…

  • Financial Literacy

    Inflation

    This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. Ano ba ang inflation? Ang inflation ay ang porsyentong pagbabago ng consumer price index (CPI) sa loob ng isang taon. Sinusubukan ng CPI na sukatin ang presyo ng maraming produkto at serbisyo sa isang ekonomiya. Dahil imposibleng sukatin ang presyo ng 100% ng mga bilihin, sinasali lamang ng CPI ang basket of goods o ang mga produkto at serbisyo na kalimitang binibili ng ordinaryong Pilipinong consumer, tulad ng pagkain, damit, renta sa bahay, bayad sa kuryente, tuition, atbp. Ang inflation ay lagi ring nakadepende sa isang base year (o reference year). Ang PSA ay gumagamit…

  • Blog

    Grocery/Shopping Tips for Every Pinoy

    This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. As part of our Financial Literacy Topic lets talk about groceries/shopping saving tips. Sa tingin natin di ito important but it actually is. Yung mga big expenses like buying a car or buying a house yung lagi natin tinututukan but the truth is yung mga petty expenses yung grabe effect sa finnces natin.  This topic I would be needing ur help since mas marami kayo alam na mga tips at magic tricks sa pgsave sa groceries at…

  • Financial Literacy

    Different Types of Taxes in the Philippines

    This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. Tax is a fee that people and entities are required to pay to the government to fund various social services and infrastructures that are crucial for nation-building and economic growth.In the Philippines, the National Internal Revenue Code states the rules on taxation. Also known as the Tax Code, it identifies who should pay taxes and the types of taxes that should be collected from taxpayers. What are the Types of Taxes? 1. NATIONAL TAXES National taxes are…

  • Blog

    Bid and Ask

    (Episode 2 here) Nasa helicopter pa rin si Don Pepot at Kiko. Kiko: Senyor tumitingin ako dito sa online dahil nga gusto ko bumili ng stock ni Meralco pero naguguluhan ako. May mga bid at tsaka may ask. Malay ko ba sa bid at tsaka ask na yan. Yung alam ko na bid eh yung higaan. Don Pepot: Bed yun hindi bid. Sige paaliwanag ko sayo ano anu mga yan. Don Pepot: ang bid ay ang presyo na willing bilhin ng mga tao ang isamg stock. Sa MER halimbawa may bid sa 265 may bid sa 264. Depende sa tao kung anong presyo niya gusto ito bilhin. Ang ask naman…

  • Blog

    Board lot

    (To read Episode 1 click here) _______________________________________________________________________________________________ Habang nasa helicopter sina Don Pepot at Kiko may itinanong si Kiko ky Don Pepot. Kiko: Senyor, since bibilhin mo ang MER may pakisuyo sana ako sayo.  Don Pepot: Ano yun?  Kiko: Di ba senyor matagal na rin ako naninilbihan sa iyo? Don Pepot: Oo. Kiko: Diba ni minsan di ko nasira tiwala ninyo at maasahan mo ako kapag may utos ka?  Don Pepot: (Naaamoy ko na ito… mag aadvance ng sahod to eh)  Kiko: Diba lahat ng utos mo sinusunod ko naman? Don Pepot: Oh sya sya magkano eh aadvance mo?  Kiko: Ay no sir! I will not Oh juice you.  Don…

  • Blog

    Market Capitalization

    Nanonood si Don Pepot ng paborito niyang palabas sa TV. Biglang nagbrown out. Nasa scene kung saan e rereveal na ng babae kung sino ang ama ng pinagbubuntis niya. Nagalit at nainis si Don Pepot. Tinawagan niya si Kiko yung driver niya.  Don Pepot: Hoy Kiko tawagan mo ang Meralco oramismo! Kiko: Bakit po senyor? Don Pepot: Sabihin mo ibalik ang kuryente.  Kiko: masusunod po senyor. A few moments later….  Kiko: Senyor tinatawagan ko walang sumasagot!  Don Pepot: Santisima! Sige alamin mo magkano ang meralco at bibilhin ko ng Cash!  Kiko: ahhh ehhh… paano ko po malalaman magkano ang meralco senyor? Eh estimate ko lang ba?  Don Pepot: Tingnan mo…

  • Financial Literacy

    Basic Requirements When Applying for a Business Loan – Philippines

    This post is originally shared inside Traders Lounge Facebook group by Gandakoh in the hope of increasing financial literacy. This article includes some comments from TL members kind enough to share their knowledge. Prepare the following documents when applying for a small business loan. Valid Government ID (Passport, Driver’s License, TIN ID, PRC ID, Postal ID, or UMID) Proof of Business Billing Address (Mayor’s Permit, Lease Contract, Utility Bills) DTI or SEC Certificate BIR Certificate of Registration Photocopy of audited financial statements Business background/company profile Accomplished loan application form WHAT IS A TERM LOAN? A term loan allows entrepreneurs to meet their short-term or long-term business funding needs while keeping…

  • Blog

    Investa University “Whys”

    Someone sent me a video. A part of a video of the investa university lessons. Well, I have no comment sa mga nagturo. Some of them are way too young (market years) to be doing any kind of teaching but that’s okay I guess. I saw on the video discussing bakit ka mag e-invest.  Common misunderstanding ng tao is mag invest ka to beat inflation.  Una sa lahat marami klaseng inflation so alin doon? Second misconception ng tao is yung cliche na “sa bank ganito lang interest kikitain mo kapag ilagay mo lang sa savings pera mo.”  That’s being ignorant of two things. Una na me mga bank na nagbibigay…