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“How to escape your 9-5 job”

“How to quit your 9-5 job?”

“paano yumaman ng walang kahirap hirap?

“Be your own boss”

I hear these statements a lot. I don’t understand why people think having a job is a bad thing. Instead of just accepting that idea I made a little digging. I found out that most of this ideas came from Robert Kiyosaki’s Rich Dad Poor Dad Book.

I know a thing or two about Robert Kiyosaki and today I will share them all with you along with all the facts that I researched.

Robert Kiyosaki is portrayed by many as a financial guru.  His Rich Dad, Poor Dad book made him famous because of the practical advice that he pretended to gain throughout his life.  He talks about life lessons learned, and how that allowed him to do great things in real estate and other ventures. The problem? Prior to his 1997 publication of Rich Dad, Poor Dad, Robert Kiyosaki never had any documentation of the wealth he supposedly amassed according to forbes. There really wasn’t a rich dad, even though his book specifically claims there was one (Smart Money Magazine, February 2003). Robert Kiyosaki wrote and sold his book, which I consider to be honorable.  He then tacked on a class, which was free, which is also honorable.  But then he started preying on his followers.

  1. Class #1 – Free Advice
  2. Class #2 – Paid Advice, $495
  3. Class #3 – Paid Advice $45,000

It is very difficult to find a clear, reliable background on Robert Kiyosaki, but here’s what’s easily verifiable about him. He was involved in several business deals (most notably, nylon Velcro wallets) in the 1970s and 1980s which fell apart, leaving him bankrupt in the mid-1980s. In this timeframe, he became heavily involved with Amway, a multi-level marketing system, and began to cultivate relationships with many of the “top” members. In 1985, Kiyosaki founded Cashflow Technologies, a company that was designed to pitch a series of books and other educational materials that eventually evolved into Rich Dad, Poor Dad. By the mid-1990s, Kiyosaki had self-printed Rich Dad, Poor Dad and it was starting to appear in wide distribution among members of the Amway/Quixtar organization, as individuals higher in the pyramid would recommend it to people further down the chain looking to get ahead. Kiyosaki took these “sales” numbers to major publishing houses and before you know it, Rich Dad showed up on shelves everywhere and spawned an army of similarly-packaged books, board games, and so on. Kiyosaki’s philosophy mostly revolves around generating passive income through investments and continuing to build up these investments until their passive income can support you. In other words, you should seek out and buy investments that can generate income for you. Kiyosaki believes that financial leverage is absolutely vital, and he also eschews education, saying that formal education is primarily for those seeking to be employees or self-employed individuals, who he identifies as people who will never be “rich.”

He often diagrams his philosophy by dividing people into four groups:
Employees, who work for someone else
Self-employed, who are their own bosses
Business owners, who own a “system” of making money
Investors, who invest money to receive a larger payout

Robert Kiyosaki’s business ideas were formed as a result of a number of business failures and one success. The singular success came about as a result of leveraging a product through a pre-existing pyramid marketing organization. Thus, Kiyosaki’s perspective on success revolves around merely leveraging others into making money for you. If you believe that making money is merely leveraging people and things, you are going to fail.Here’s why: Network marketing, which is how Kiyosaki found success, is basically just a form of franchising that has a very low cost of entry. The problem with it is that the only people who are rewarded are effective salesmen. People who get involved in network marketing are quite simply hoping to turn a quick buck without having to invest the time and money to grow a business and also don’t have the initial capital to start a true franchise or an independent business of their own. Are these people you would look to for financial advice?As a result, Kiyosaki basically ignores the concept of risk. In Kiyosaki’s world, there is no risk, or at least it’s not a big enough factor to ever worry about. His books encourage people to start working for themselves, but the individuals who would be attracted to Kiyosaki’s work are individuals who generally don’t have the backbone, the salesmanship, the acumen, or the pre-existing network to make such plans work. People who start their own businesses are taking on a significant amount of risk, and to ignore that risk in your advice is simply giving terrible advice. In no way am I saying that going into business for yourself is a bad choice, but it is a choice that merits some careful planning and analysis and realization of the risks involved. In Kiyosaki’s world, risk is for losers, yet until he came across a preexisting network that he could utilize, he failed time and time again to start his own business. In other words, Kiyosaki’s own background shows the huge flaws in the advice he gives. Do you want to know the straw that broke the camel’s back for me? Kiyosaki changes fundamental parts of his story to fit the situation. For example, he claimed for years that Rich Dad was real in order to get Rich Dad, Poor Dad accepted as nonfiction, but in the February 2003 issue of SmartMoney magazine, Kiyosaki said “Is Harry Potter real? Why don’t you let Rich Dad be a myth, like Harry Potter?” In other words, the entire premise under which Rich Dad, Poor Dad was sold was a complete fabrication. Kiyosaki misrepresents the facts and gives advice that directly contradicts both common sense and his own background.

The advice he gives on how to get rich is very risky. He does not acknowledge that risk, does not warn people that what he advises them could also easily lead them to losing everything they own. He ignores the people who tried his kind of tactics and got burned, he only looks at the few people who took risks and where talented and incredibly lucky and made it.

Here are facts that John T. Reed found out about Robert Kiyosaki:

Law-breaking advice

  1. Advocates committing a felony: have rich friends for trading stock based on non-public inside information, he says “That’s what friends are for.”
  2. Recommends tax fraud by deducting vacations and health club dues
  3. Brags about using a partner weasel clause in which his cat is his partner

Bad liar

  1. Can’t keep track of his story
  2. Shouts from the rooftops how rich he is, but refuses to disclose real estate portfolio because he “doesn’t want people to know he has money
  3. Apparently lied about going bankrupt in 1985
  4. Claimed his net worth is $50-$100 million depending on the day; his Rich Dad Poor Dad coauthor said in court that he only made $9 million
  5. His “best teacher ever” changed repeatedly
    1. ’92 – Ralph Kiyosaki (Poor Dad)
    2. ’97 – Rich Dad
    3. ’06 – Buckminster Fuller
  6. The blueprint to becoming a “Financial Genius”

‘Poor dad’

The idea behind Kiyosaki’s title is that his real father was upper middle class. He graduated from Stanford, Chicago, and Northwestern Universities, all on full scholarship, ultimately earning a Ph.D. He pursued a career in education and became the head of the education department of the State of Hawaii. He owned the home in which the Kiyosaki family lived. Kiyosaki calls him his “poor dad.”

‘Rich dad’

One day, he asked his father how to make money. His father said he had not made much money and did not know how to make it. He suggested that Robert ask the father of his next-door playmate, Mike. That boy’s father was a successful local businessman. He was also an eighth-grade dropout and ultimately a multimillionaire with a bunch of small businesses like construction, restaurants, and convenience stores. Kiyosaki developed a father-son relationship with the neighbor. That is who he is referring to when he uses the phrase “rich dad.”

One visitor to this site asked me if I was sure “Rich Dad” really exists. No, I’m not. In fact, I now lean to believing that there never was a “Rich Dad,” that Kiyosaki made the whole thing up. If I had written such a book, I would have named him in the book, if only out of gratitude. It is noteworthy that Kiyosaki refuses to identify “Rich Dad” and the Honolulu Star-Bulletin was unable to figure out who it was, in spite of the rather obvious “next-door neighbor Mike whose father owns convenience stores, restaurants, and a construction company” clues. The man was purportedly around 30 to 45 years old in 1955. So he would be 83 to 98 now. How many people on that one street in Honolulu could possibly fit that description?

As I recall, the first convenience store was 7-11 and I believe they became widespread around the 1960s. It’s possible Kiyosaki is using the phrase “convenience store” loosely and really means corner groceries, which did exist in the 1950’s.

But I also find the mix of business unlikely. The guy owns “convenience stores, restaurants, and a construction company.” I guess I can imagine a guy who owns convenience stores and a construction company. It’s odd, but not impossible. However, I have less ability to picture a restaurateur who also owns a construction company. I knew one. His restaurant went out of business. For one thing, the restaurant business is extremely management-intensive. At good restaurants, the owner is usually there almost all of the time. Same is true of construction. Plus restaurateurs that I’ve known are very different kinds of people from construction guys.

Kiyosaki’s real father (“Poor Dad”) was named Ralph Kiyosaki. I encourage readers in Hawaii to try to research Ralph’s home ownership when Kiyosaki was nine years old (1955) and try to figure out which adjacent or nearby homeowner might have been “Rich Dad.” If we can find a person who fits the description, and he is either a public person or dead, I will publish the identity.

A bunch of people have told me “Rich Dad” was a now-dead guy named Kim or Kimi. Fine. Get Kiyosaki to say that. Or get Kim’s surviving relatives, like Kiyosaki’s friend Mike, to say it. A bunch of yahoos on the Internet saying it means nothing. People on the Internet see Elvis at their 7-11.

1992 book versus 1997

In 1992, Kiyosaki wrote a book called If You Want to Be Rich and Happy, Don’t Go To School? It is “dedicated to Ralph H. Kiyosaki, former Superintendent of Education, State of Hawaii, the best teacher I ever had.” This would be “Poor Dad.” But Rich Dad Poor Dad, which came out in 1997, says quite emphatically that Rich Dad was the best teacher he ever had.

So maybe “Rich Dad” was the second best teacher he ever had. No. Actually, the 1992 book also identifies the second best teacher Kiyosaki ever had: F. Marshall Thurber.

OK. So maybe “Rich Dad” was third. No. Kiyosaki’s 1992 book has an unusually long acknowledgment section. It lists 111 people, none of whom appears to be “Rich Dad.” That is, none are singled out except for his “Poor Dad” parents, in-laws, business partner, and editors.

Mind you, according to the 1997 book Rich Dad Poor Dad, “Rich Dad” supposedly became central to Kiyosaki’s life starting in 1955 when he was nine. So where was “Rich Dad” in 1992 when Kiyosaki was so diligent at identifying the people who had been important in his life?

In a 4/18/06 Yahoo! column, Kiyosaki now says the best teacher he ever had was Buckminster Fuller. It would be a bit of an understatement to say that Fuller was not an eighth-grade dropout who owned convenience stores.

Getch yer programs right here! Ya can’t keep track of Kiyosaki’s best teacher he ever had without a program!”

EST then Money and You

A man who says he has known Kiyosaki since the military in Hawaii says Kiyosaki got his start in the “tell other people how to live their lives” business as a result of taking then becoming a speaker in the Money and You organization.

Money and You was a seminar company started by Marshall Thurber, an est graduate. Est was a notorious seminar company in northern California run by Werner Erhard. Werner Erhard is apparently one of many aliases used by John Paul (Jack) Rosenberg, a Philadelphian who started in life as a car salesman and who then moved through a series of aliases, sales careers, and wives before coming up with the name Erhard and the est seminars. They were famous for not letting participants go to the bathroom and for maddeningly vague advice. For a while, they were going to cure world hunger by getting a lot of people just to think about it.

Money and You was reportedly a useful seminar. Shortly after Kiyosaki went to mainland U.S. from Hawaii to run away with Thurber’s circus, Thurber decided to shut it down. Thurber let Kiyosaki and some other speakers take over the business. They promptly emphasized the Australian and New Zealand markets which have, at times in their history, overvalued products and services from the U.S.

Their run in Australia ended when the Australian equivalent of 60 Minutes did an exposé about Money and You.

Basically, it appears that Kiyosaki is a good salesman, although we sort of have to take his word for it pending confirmation from Xerox. Good salesman is the universal description of all the expensive so-called real estate investment gurus. They are sales guys, not real estate guys. Apparently Kiyosaki is yet another example.

This caller also said that Kiyosaki’s wife Kim appears to be the one who invested in Phoenix real estate. “Bob” appears to be the Ralph Kramden (main character of the Honeymooners TV series) of the family, perennially hatching one-hare-brained get-rich-quick scheme after another (like Kiyosaki’s Money and you, velcro surfer wallets, and Rock T-shirt businesses) while his wife invests in basic stuff. I am not ready to anoint her a financial genius. One would have to inquire as to whether their real estate investments in Phoenix appreciated more than those owned by the average person. Most likely, they made the same return on their properties as Joe and Jean Average Phoenix homeowner. If so, they would be as qualified as Joe and Jean homeowner to write a book about it. As I have said in many articles in my newsletter Real Estate Investor’s Monthly, extraordinary performance in real estate is measured by the degree to which your returns exceed those of ordinary homeowners who claim no expertise. In fact, in most periods since World War II, ordinary homeowners have done great return-wise just because they were in the right place at the right time. On Wall Street, they say that in a bull market, everyone thinks he a genius. And some, like Kiyosaki, who are merely married to people who invested in real estate during a bull market, claim that they (the non-investing spouse) are geniuses as a result.

Reportedly, Kim got the idea to invest in Phoenix real estate from a female fellow employee of Money and You who said the Phoenix market was going to be good. That female Money and You employee is the one who should have written us a book on real estate investment. She may be the brains of the outfit if Kim did not add any value to her advice. (Actually, the employee probably was just guessing and her having guessed right is meaningless. In fact, predicting market-wide appreciation in real estate values is impossible to do. Decisions can only be evaluated based on what the decision-maker knew at the time, not on results. You can get good results from bad decisions, e.g., a winning lottery ticket; and vice versa, e.g., attempting a 25-yard field goal that goes wide right when you are down by two points with three seconds left in the game.)

If Kiyosaki claims to be a competent real estate investor, he needs to show addresses of properties he bought that reveal greater returns on those properties than were earned on similar properties at the same time by persons who claim no extraordinary expertise. I suspect an examination of properties he or his wife owned will show that he earned that same returns as local homeowners and that the only thing extraordinary about his purchases is that he had a large amount of book royalties to use to buy them.

The guy who called me has the impression that Kiyosaki’s tortured psyche and insecurities stem from growing up as an obese kid in Hilo in the 1950s. Since he did not know Kiyosaki until the military, that information must have come from Kiyosaki.

20/20 investigation of Kiyosaki

ABC 20/20 did a program about Kiyosaki who has now written 18 books. You can read their story about it at http://abcnews.go.com/2020/story?id=1982669&page=1. The date on the Internet story is May 19, 2006 so the story must have been aired on 20/20 around then. Basically, they gave three people $1,000 each and told them to try to start a business that would show a profit within 20 days. One lost all he money. Another made zero. The third made $243.

Kiyosaki was brought in to coach them and to advise them during the 20 days. Based on the article, it sounds like about all he did was whine about the three would-be entrepreneurs, the short time frame, and so forth. He also pronounced their failures a success—typical Kiyosaki logic—because they learned from them. The ABC 20/20 story ends with,

“Which begs the question: Does anyone really need 18 books to learn to fail?”

Obviously, Kiyosaki has sold 26 million books on the promise that they would help you succeed. Then, when people who have been personally coached by him fail, he blames them and, like the Queen in Alice in Wonderland, declares their failures to be successes.

Kiyosaki sued by co-author Sharon Lechter. Kung nabasa ninyo ang book ni Robert malamang kilala ninyo and co-author nito na si Sharon Lechter. Sharon Lechter, Kiyosaki’s co-author of Rich Dad, Poor Dad, sued him in Clark County, NV (Civil Case #07-A-549886-C). It was filed on 10/12/07.

As I read more of his other books published under the Rich Dad brand, I started realizing that the core concept is pretty much the same, just served in different flavors. Intention seemed to be selling more books and collecting bigger checks than helping people.

Now, na nalaman na ninyo ang mga yan It is also time for you to know na Robert Kiyosaki has changed a lot of people’s mindset. He motivates people. Maraming nagkaroon ng courage mag negosyo dahil sa kanya which is a good thing. One great thing about his book rich dad poor dad is kapag first time mo nabasa it will give you a mental shift. It will open some curiousity sayo. It will open your mind to new ideas.

I don’t agree with the four quadrants though. Any person can be successful kahit aling quadrant siya na belong. Hindi lahat na nasa busines at investor quadrant ay nagiging successful. You can either fail or succeed kahit empleyado ka, self-employed, negosyante or investor.

I don’t like kapag minamaliit ang taong may marangal na trabaho. They often refer to Henry Sy or Edgar Sia kapag nag eexample sila bakit mas ok mag negosyo at panget ang maging empleyado. Well, they are ignorant. Sa bawat isang Henry Sy ay mayroong 999,999 na tao na hindi naging successful sa negosyo. That is why I like sticking to facts at statistics kasi it shows the truth.

I don’t discourage anyone na mag negosyo. I have a few myself but unlike sa mga seminars na nagtuturo “financial literacy” which kung susuriin mo is just selling you something at hindi naman pure financial literacy ang focus. Unlike sa kanila I will give you a proper advice. No lies. No bullshit.

If employee ka mahalin mo trabaho mo. If nahihirapan ka sa trabaho mo or if ayaw mo na trabaho mo maghanap ka ng ibang trabaho na naayon sa passion mo. Maghanap ka pero huwag ka muna umalis sa current job mo. If may nakita ka nang trabaho na bagay or gusto mo unti-unti ka magshift. E process mo papers mo. Ayusin mo lahat habang kinikeep mo pa ang current work mo. Kapag ok na ang lahat at tanggap ka na sa trabaho na nais mo yun na yung time na magquit ka.

If gusto mo naman mag negosyo ganun din gawin mo. Keep your current job. Unti-unti ka magresearch or mag aral; or mag ipon para sa negosyo na nais mo. Asikasuhin mo. Seryosohin mo while keeping your current job. When the time comes na ok na at pwede mo na simulan ang negosyo mo dun ka na magquit sa trabaho mo.

If gusto mo naman magtrade for a living ganun din gawin mo. Keep mo muna current job mo. Mag aral ka magtrade. Kumuha ka experience. Kapag ok na result ng trade mo doon ka na magquit.

Life is about passion. Life is about being happy. Enjoying what you like. Si Warren Buffet is an employee. Ang mga CEO ay employee.

Nauuso na kasi ngayon yung peperahan ka sa pamamagitan ng pagbebenta sayo ng dream. I saw a guy who preach trading for a living sa youtube. I also saw an ex ofw na preach the same thing with a fee. I find it funny kasi most ng kakilala ko na nagtitrade for a living dont really spend time creating seminars or mentorships. They just trade plus if someone charges me na tuturu.an nila ako “paano yumaman” I will first ask for their audited financials at net worth if sila nga ganun bago ako magbayad. Look at Rober Kiyosaki. Di mo makita pangalan niya sa top 100 na successful sa real estate business but makikita mo name niya sa top 100 successful book authors. That alone should give you a clue. Same is true sa mga Pinoy Motivational speakers or gurus. They make their money mula sa pagbebenta ng kung anu-ano.

Be happy. Do what you love. Do not let anyone tell you na panget ang work mo. My mom worked while my dad was focused on business. That don’t mean na mas angat father ko sa mom ko. They dont see it that way. I dont see it that way. No one sa family namin sees it that way. We see it na gusto ng mom ko magwork or love niya work niya and gusto ng dad ko business or love niya business niya.

Whatever you do, do it dahil gusto mo. If nasa situation ka na iba ang gusto mo but you need to pay bills, dont feel bad. Dahan dahan ka gumawa paraan para mapunta sa gusto mo while keeping the job that pay bills. The day will come kung saan makakapunta ka na sa bagay na gusto mo gawin.

Those na nagmamaliit sa pagiging empleyado are ignorant.

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32 Comments

  • Dennis

    super enlightening. i’ve read quite a number of pages in his book RDPD. until i got busy. then I realize, hindi realistic. till I found affirmation from your blog. thanks po. keep guiding us. God bless you more.

  • LeoD

    Nabasa ko halos yung libro niya. It changed also my perspective in handling my money. Maganda yung mga principles on passive income and yung cash flow patterns ng poor, middle and rich people. We should aspire to follow through the cash flow pattern of the rich people. One thing I disagree is sabi niya “Owning a home is a liability.” Mas maganda nga kung may sariling bahay ka na at walang utang dito. In addition, he advocates the use of leverage which is very risky. Gaya ngayong pandemic, I am sure kung naka-utang ka ng malaki baka hindi ka pa makabayad on time. At kung ikaw naman ang lessor, since maraming unemployment malamang may mga tenants na hindi na makabayad. Dapat din talaga na may risk management. I agree to the analysis that regardless of our status, be it an employee, employer, businessman or investor you can be successful in life. Wala pa rin tatalo kung highly diversified din ang investment mo. Ika nga sa adage na “Don’t Put All Your Eggs in One Basket.”

  • Dee

    This still breaks my heart because that book changed my life. Pero pare-pareho lang sila ng tactics talaga, I remember myself tumatambay sa national bookstore para makapag basa ng free na mga financial books ni bo sanchez kasi ang mamahal pero ang ninipis… buti na lang nauso internet, read everywhere!

  • Khen Lourence Sarong

    Before I do trading, I admire this guy very much, but I know for sure that some of those written in his books were sugar-coated. I did try business because of his books (a piggery and poultry business). Nakabreakeven naman ako and gain at some part but not to the extent that it changed the way I live. It changed my view somehow about him. I got excited and yes, I did not consider the risk. I am disappointed on my self though, considering that I finished a degree with risk management subjects. Anyway, thank you for this mind-blowing blog Miss Gandakoh. Praying for your success. God bless your beautiful soul.

    • Melanie Joy Paranal

      i remember a seminar this year about the four quadrants, actually nabanggit ko sa katabi ko ung risk din. what if masunog ung invesment property mo sa real estate? or sa business? they dont discuss it. I also started reading the book but i stop somewhere page 10+. may sinabi xa na hindi same sa principle ko, something bad sa ethics ko so i stopped. I also know a ung ex ofw sa youtube, i also stopped watching bec i saw a comment nya na hindi pasok sa ethics ko. so far TL ung wlang bahid ng hidden agenda. slamat gandah!

  • Dwinx

    Wow..i don’t usually read long blog (for me) like this, i only read 1-pager, kasi hindi mahilig magbasa..hehehe..pero pag blog ni Ms Ganda Koh, iwan ko ba bakit gusto ko basahin at tapusin..hehehe…dahil kasi cguro ang daming ko matutunan at hindi boring..palaging may pasabog in any parts sa blog… thanks Ms Ganda Koh and TL Admin..

    • Nanz

      Grabe ngayon lang acoh ngbasa ng ganitu kahaba, and never dinnavoh ngscroll sa fb page ng mahabang backward.

      But I really love reading your blog, kahit makanda puyat puyat ako,
      Gustu ko basahin lahat and panuorin YT ng idol ko. ❤️

      Sana mas madame ka pa po mabagong mindset,

      Your biggest Fan,
      Nanz

  • Jomer V. Aguilar

    I read “Rich Dad, Poor Dad” way back when I was working as an IT engineer in an IT companies here in the Philippines and abroad. The said book convinced me to change carrier to a business man. I tried my best but my love to my IT carrier became the stumbling block to become a full business man. When I finished reading this article here, it kills something that was planted in my mind several years ago. I finally realize, you are right and at the same time you inspired me to continue on what I am doing right now. Currently, I have a small computer printing business at home which is somehow allowing me to use my IT skills. Right now, I am studying stock trading in our TL group and hoping that it will help me to become a full time trader in the near future. Thank you very much for educating us. If by chance, I will also try my best to share my trading knowledge to others for free. God bless you, your family and also our TL family.

    • Ping

      Thanks for your blog Ma’am! I’m learning a lot from you. Keep up the good work! Stay safe! May the Lord bless you more!

    • Paul Carl

      Grabe. Eye opener po talaga yung blog niyo. I Have RK’s books po and even kay MG. Amazed na amazed lang po ako sa books nila without even knowing na yan pala ang history nila.

      Tama po. Dapat di natin minamaliit basta marangal na trabaho. Salamat po maam gandakoh sa maraming insights.

  • Ian

    I love it! Really makes you realize a lot of things na dati di mo naman pinapansin. Opens your mind kahit na akala mong open minded ka na.

    Well written! I love reading and learning from your blogs Ms. Ganda. Keep it up!

  • Jose Sevilla

    Well-written and accurate article. Thanks again, Mam! I attended one of the free-seminars of Rich Dad, Poor Dad here in the US. They have a very good motivational speaker which is a part of their ploy to lure desperate audience to buying their expensive educational products. The staff aggressively sell the product by following up thru your e-mail and phone calls.

    Your advise is spot-on. It’s okay to be an employee. Love your job and be the best that you can be. I am lucky to choose nursing as a profession. I worked hard here in the USA, doing 2 jobs for 5 years. I educated myself in investing by reading in the internet and watching youtube videos. During the housing bubble, I bought my first house, which is my first investment. It’s at its lowest and the interest rate was also at its lowest. I had the whole house rented out, which is now paying for its mortgage and with $ 700 left for me monthly. The house has already appreciated its value (double). Now, I have saved a lot and invested 70% in stock market. I did some trading and my daily income beats my daily wage as a nurse. That is all because of MAMA trading. Thank you very much for educating me and our fellow TL traders. You are the BEST TEACHER! Stay safe and cool.

  • John Lim

    not all need to be in business someone as to be a doctor nurse police fireman teacher kahit anong quadrant kman thats how life works kaya find your place in the world, you will never find yourself. Create yourself! kaya thanks to gandakoh im creating myself to become a trader and help others for free like her she is living my dream and i wanna follow her love you!

    • Radjef Ogoy

      This is one of the best blog ma’am GK, ma’am can u refer a book which is worth to read about financial literacy? Thanks

  • Rey

    I read the book, really quite inspiring, but reading your blog confirms my assumption that these book was just a Harry Potter story not a real experience. Appreciate your explanation as usual madam G.

    • Art

      Haha di ko natapos basahin ang Rich Dad Poor Dad na book nya. I don’t know if na bz lang ako or nawalan ng gana lol. Mind blowing tong blog mam, thanks for this. At the end of the day, we need to serve food on the table kaya life must go on.

    • John Lim

      ganda ng review most sa knila rubbish but you don’t have to agree to what everything robert k saying just pick the meat and throw away the bones. my lesson nmn 5% 95%basura focus sa 5% na lesson nya.
      kyu nkikinig nga ng michael jackson kahit alam nyu na phedophile sya hate the author or singer just listen to the music or advice select and throw away the bullshit

      p.s. there are also bad verses bad advice sa bible focus lng sa positive

  • Jun

    I like this part very much.

    Whatever you do, do it dahil gusto mo. If nasa situation ka na iba ang gusto mo but you need to pay bills, dont feel bad. Dahan dahan ka gumawa paraan para mapunta sa gusto mo while keeping the job that pay bills. The day will come kung saan makakapunta ka na sa bagay na gusto mo gawin.

    Saludo talaga ako sayo maam, you’re the BEST 🙂

  • Prince Gyl

    Hi Maam Gandakoh,

    Truly worthwhile po basahin yung blog nyu,
    Got this eye opening message, paradigm shift kung baga.
    I truly appreciate that.

    Meron lang ako isang observation, para nabasa ko na po yung blog na to sometime in 2018, can you please share the website? I could no longer remember the website but i can remember an old guy who made a table of RObert Kiyosaki’s claims and he received death threat emails from Fans of robert kiyosaki of his contradictory views. I remember searching for the detractors of Robert Kiyosaki and had read that article which had the same message as this blog.

    More Power po.

  • Jegsy

    Love the lessons on last part. An honest and true-to-life point of view. No one should be discouraged being an employee neither one to engage in business. “Be happy, do what you love”. Whatever you do, do it dahil gusto mo.” These kind of words are very basic that no one will ever buy these ideas if you will sell them thru “seminars or workshops” because of its commonality where in fact these are golden realities right in front of our faces that only needs to be reminded by someone. I felt the maturity and sincerity on the words. This is a must read for those aggressive, desperate and unstable minds. As I digest the last parts, there is something that made me calm and relaxed.

    Thank you.

  • Arnold P

    Ayus galing namotivate ako boss G. Pwedi kanang motivator ah hehe joke. Maraming salamat sa nga free learnings mo yung wala akong system na sinusunod dati puro hula hula lang at tamang hinala ngayun meron na samalat po. Pag master kuna mga strat mo ituturo ko sa iba ng libre din.

    • Rochelle

      I agree, natuto din ako. I stopped reading his books. Tska I already know how to identify sales people lalo na online. First they will offer freebies, downloadables. After that, they will follow through, they will try to guess kung ano ba talaga ang kailangan mo. They will pitch low ticket products/education, kapag na hook ka na, they will give you a chance to avail the high ticket with a half of the price discount. Nakaka sawa, the system is copied by others.

      • KIM A

        This made me appreciate my job even more. Currently lost in terms of career, passion gets vague, goals in life remained as they are the same way 5 years ago, no progress at all. Really wanted to do something different this time. Currently staying at present job while trying something new- stock trading with the use of all the free trading materials, thanks for that. And thank you Ms Gandakoh for being transparent and consistent.

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